久久亚洲国产成人影院-久久亚洲国产的中文-久久亚洲国产高清-久久亚洲国产精品-亚洲图片偷拍自拍-亚洲图色视频

Global EditionASIA 中文雙語Fran?ais
Business
Home / Business / Technology

Report lays out seven technologies key to fintech development

By Jiang Xueqing | chinadaily.com.cn | Updated: 2021-06-07 21:20
Share
Share - WeChat
[Photo provided to chinadaily.com.cn]

Seven key technologies will continuously affect the overall trend of development of financial technologies, drive the restructuring of business models and control the competitive landscape of the financial sector in the next 10 years, according to a report issued by McKinsey & Company on Monday.

The key technologies are artificial intelligence, blockchain, cloud computing, the internet of things, open source, software as a service and serverless architecture, no-code development platforms and hyper-automation.

"A survey conducted by McKinsey found more than 60 percent of banks worldwide have applied artificial intelligence to their businesses … We estimate AI technology will create an additional value of 1 trillion yuan per year for the global banking sector," said Arthur Shek, partner at McKinsey.

According to the global management consulting firm, robotic process automation (RPA), a form of business process automation technology based on metaphorical software robots or on digital workers, will be widely used in the banking sector, which has a lot of highly repeated manual procedures. RPA can make these kinds of procedures faster, cheaper, more accurate and more stable. It has great potential for development in the next five years and will integrate more deeply with artificial intelligence, Shek said.

Venture capital investments in fintech companies globally hit $36.2 billion last year, down from $39.6 billion in 2019 due to the COVID-19 outbreak, according to Dealroom, a data provider on startups, growth companies and tech ecosystems.

Speaking from the perspective of products, fintech companies focusing on payments took about 23 percent share of the market and received about 33 percent of fintech investments. Speaking from the perspective of customer segmentation, fintech companies specializing in retail finance took about a 14 percent share of the market and received around 22 percent of fintech investments.

The number of fintech unicorns worldwide has increased almost fourfold since 2017. By the end of May, there were more than 100 fintech unicorns globally, whose total valuation reached nearly $500 billion. The number of fintech unicorns specializing in payments accounts for about 25 percent of the total, followed by infrastructure and operations (15 percent), digital banking (13 percent) and retail lending (10 percent).

China will strengthen regulation over financial holding companies and financial technology to ensure that financial innovations are made under prudent regulation, according to the Government Work Report delivered by Premier Li Keqiang at the opening of the fourth session of the 13th National People's Congress on March 5.

"The change in regulatory policies is actually a driving force for financial institutions to promote technological cooperation with fintech companies. Previously, internet giants like Baidu, Alibaba and Tencent were talking about disrupting traditional banking. Now they are talking about enabling banks … Large internet companies are restructuring in the hope their businesses will be more focused on promoting the application of technologies rather than using high leverage to provide financial services," said John Qu, senior partner at McKinsey.

"We'll see more integration of technologies and finance. Financial institutions will also embrace external technology market segments more often," Qu said.

Top
BACK TO THE TOP
English
Copyright 1995 - . All rights reserved. The content (including but not limited to text, photo, multimedia information, etc) published in this site belongs to China Daily Information Co (CDIC). Without written authorization from CDIC, such content shall not be republished or used in any form. Note: Browsers with 1024*768 or higher resolution are suggested for this site.
License for publishing multimedia online 0108263

Registration Number: 130349
FOLLOW US
CLOSE
 
主站蜘蛛池模板: 日韩一级精品久久久久 | 日本aaaaa级毛片 | 国产成人综合久久精品红 | 日本欧美在线视频 | 韩国一级黄色大片 | 国产亚洲精品久久久久久久久激情 | 精品无码一区在线观看 | 久久频这里精品香蕉久久 | 成人毛片1024你懂的 | 欧美成人免费tv在线播放 | 狼伊千合综网中文 | 久久思思爱 | 亚洲日本久久一区二区va | 国内一级特黄女人精品片 | 国产高清视频在线 | 黄色wwwwww| 在线播放亚洲美女视频网站 | 边接电话边做国语高清对白 | 成人网视频在线观看免费 | 久久黄色片 | 免费欧美一级片 | 亚洲高清免费视频 | 中文字幕在线观看一区 | 日本爽快片100色毛片 | 日韩美女啪啪 | 自拍偷自拍亚洲精品一区 | 欧美一级视频在线观看欧美 | 精品一区二区三区在线播放 | 欧美精品一区视频 | 美女被靠视频免费网站不需要会员 | 国产一区二区三区四区五区 | 国产真实乱子伦xxxxchina | 亚洲人成日本在线观看 | 亚洲你我色 | 日本一线a视频免费观看 | 久久香蕉精品成人 | 欧美一级特黄aa大片 | 久久精品亚洲一区二区 | 免费一级真人毛片 | 欧美三级在线视频 | 国产91啦 |