www射-国产免费一级-欧美福利-亚洲成人福利-成人一区在线观看-亚州成人

US EUROPE AFRICA ASIA 中文
Business / Technology

Experts demand reforms for Internet finance companies

By Jiang Xueqing (chinadaily.com.cn) Updated: 2015-12-24 14:10

Professionals of inclusive finance urged small Internet finance companies to focus on designing products that meet the demands of a segmented client group.

On Tuesday, founder and president of haodai.com Li Mingshun said, "We are calling for market segmentation of the financial sector so that small online financial companies have no need to build a huge sales network. Instead, some other companies will provide them with capital, risk management services and marketing services. Otherwise, the costs of innovation will be too high for small online financial companies."

Li told a forum held by msxf.com that Internet-based financial service providers should be committed to making innovative, individualized products targeting different segments of clients, such as loans designed for chain restaurants or for training agencies to provide vocational training for college graduates.

Liu Zhijun, chief data officer of msxf.com, said risk control, product quality and user experience are three key elements affecting the development of consumer finance companies, which specialize in providing loans directly to consumers who are unable to secure bank loans.

"A number of factors, including the efficiency of approval for loan applications, the interest rates of financial products, and the level of disclosure of personal information, will have an impact on a client’s decision. It is important for the companies specialized in this field to make product and risk control strategies based on knowing their clients," Liu said.

Zhang Zhengping, professor of the school of economics at Beijing Technology and Business University, advised Chinese companies to develop inclusive finance with a sustainable business model, on the basis of fully understanding refined demands of target clients.

"It means a number of increasingly diversified financial institutions will make innovations by using information technologies, thus providing more diversified financial services to those whose financial demands were not satisfied by commercial banks in the past," Zhang said.

Hot Topics

Editor's Picks
...
主站蜘蛛池模板: 91国内在线 | 99精品99| 免费无遮挡毛片 | 欧美一区二区日韩一区二区 | 久久中文字幕综合不卡一二区 | 国产码一区二区三区 | 爱福利极品盛宴 | 精品欧美激情在线看 | 90岁老太婆一级毛片 | 久久久国产亚洲精品 | 国产一区二区免费在线 | 日韩天天摸天天澡天天爽视频 | 免费国产一级特黄久久 | 尤物tv已满18点击进入 | 亚洲高清视频网站 | 国产美女无遮挡软件 | 免费久草 | 日本久草视频 | 成人毛片免费视频播放 | 成人在线视频免费观看 | 一级毛片在线免费视频 | 国产色视频在线观看免费 | 性欧美精品久久久久久久 | 亚洲综合在线另类色区奇米 | 亚洲欧洲精品国产二码 | 欧美日韩国产亚洲综合不卡 | 全部精品孕妇色视频在线 | 国产成在线观看免费视频成本人 | a级片在线观看免费 | 日本精品一区二区三区在线视频 | 欧美日韩 国产区 在线观看 | 一色屋成人免费精品网站 | 韩国v欧美v亚洲v日本v | 久草草视频在线观看免费高清 | 欧美亚洲在线观看 | 久久tv免费国产高清 | 国内精品视频成人一区二区 | 久久亚洲国产高清 | 欧美日韩a∨毛片一区 | 久久最新免费视频 | 亚洲精品久久久久久久无 |