A visitor tries out the facial recognition login function of Alipay at an Internet finance expo in Hangzhou, Zhejiang province, Nov 20, 2015. [Photo / IC]

A: It is predictable that more Chinese Fintech companies will enter emerging markets and other underdeveloped regions. However, they will face great challenges in regulation. On the one hand, regulatory mindsets and ways are different from country to country. On the other hand, Fintech, which itself is a fast moving and changing industry, has raised lots of questions to regulatory bodies.