中國(guó)網(wǎng)站品牌欄目（頻道）
騾子這種動(dòng)物，在影視劇里出現(xiàn)通常都是馱著一堆貨物跟著主人趕路的形象。大概是因?yàn)榻?jīng)常充當(dāng)運(yùn)輸工具的緣故吧，到了網(wǎng)絡(luò)時(shí)代，很多新生的說(shuō)法都包含mule這個(gè)詞。當(dāng)然，有一些代表的意思是負(fù)面的。比如，我們今天要說(shuō)的money mule（錢(qián)騾）。
A money mule is a person who transfers money and reships high value goods that have been fraudulently obtained in one country, usually via the Internet, to another country, usually where the perpetrator of the fraud lives. The term money mule is formed by analogy with drug mules.
錢(qián)騾指通過(guò)因特網(wǎng)將用詐騙等不正當(dāng)手段從一國(guó)得來(lái)的錢(qián)款和高價(jià)值貨物轉(zhuǎn)移到另一國(guó)的人，款物接收國(guó)通常是詐騙份子的居住地。Money mule這個(gè)說(shuō)法是在drug mule（藥騾）的基礎(chǔ)上衍生出來(lái)的。
The need for money mules arises because while a criminal in a developing country can obtain the credit card numbers, bank account numbers, passwords and other financial details of a victim living in the first world via the Internet through techniques such as malware and phishing, turning those details into money usable in the criminal's own country can be difficult. Many businesses will refuse to transfer money or ship goods to certain countries where there is a high likelihood that the transaction is fraudulent. The criminal therefore recruits a money mule in the victim's country who will receive money transfers and merchandise and resend them to the criminal in return for a commission.
錢(qián)騾的需求量上升是因?yàn)樯硖幇l(fā)展中國(guó)家的犯罪份子可以通過(guò)惡意軟件和網(wǎng)絡(luò)釣魚(yú)獲取居住在第一世界國(guó)家人的信用卡帳號(hào)、銀行帳號(hào)、密碼以及其他金融信息，但是要想把這些竊取到的信息變成犯罪分子所在國(guó)可用的錢(qián)款卻很困難。很多商業(yè)網(wǎng)點(diǎn)都會(huì)拒絕將款物轉(zhuǎn)移到詐騙交易高發(fā)的一些國(guó)家。因此，犯罪分子就在竊取金融信息的目標(biāo)國(guó)招募一個(gè)錢(qián)騾，讓其在當(dāng)?shù)亟邮湛钗镛D(zhuǎn)移然后再將款物轉(zhuǎn)到犯罪分子手上，轉(zhuǎn)移成功后錢(qián)騾會(huì)得到一筆傭金。
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（英語(yǔ)點(diǎn)津 Helen 編輯）
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